A fast expense tracker and a fair bill splitter, built for how money actually moves in India. Two taps to log a spend. One tap to settle up over UPI.
Free to use · Works offline · No account needed to start
Most finance apps make you fill a form. TrackMonez asks for the amount, then the category. That's it — the second tap saves it.
Type the amount, tap a category, done. No save button, no forms, no friction between you and an accurate record.
Correct a category once and it sticks. Tag Swiggy as Food today and every Swiggy spend files itself from then on.
One monthly limit per category, shown as a simple bar. Green while you're on track, red the moment you cross it.
A category donut and a six-month trend, so you understand your habits — not just yesterday's damage.
Tag every entry to the way you actually paid, and filter your history by any of them in one tap.
A calm interface that's easy on the eyes at 1am. Pick a theme, or let it follow your system.
Someone always pays for everything and then chases everyone for weeks. Create a group, log who paid what, and let the maths sort itself out.
A finance app should earn its place on your phone. Here's exactly where we stand.
Your personal transactions and budgets live in local storage on your phone. You don't even need an account to start tracking — sign in only when you want to split with friends.
Protect the app with a PIN or your fingerprint. Nobody who picks up your phone gets a look at your spending.
TrackMonez is a tracker, not a wallet. We hold no funds, process no payments, and offer no credit. Settling up simply opens your own UPI app.
Yes. Every feature described on this page is free to use.
Not to track your own spending — that works straight out of the box and stays on your device. You only sign in if you want to split bills, because your friends need to see the same group.
No. This first version is manual entry only, which means no SMS permission and no bank credentials — ever. Automatic transaction capture is something we're exploring for a future update, and it would always be optional.
No, and that's deliberate. When you settle up, TrackMonez opens your usual UPI app with the amount filled in, and you pay your friend directly. We never hold or move funds.
Yes — they join your group with an invite link, so everyone sees the same live balances instead of arguing over a screenshot.
Personal tracking works fully offline. Split groups sync when you're back online so the whole group stays in step.
Android 7.0 and above.
It takes about ten seconds. TrackMonez lands on Google Play soon — leave your email and we'll tell you the moment it's live.